team now has to be over its overdraft for a total of 3 days (cumulatively over the projection period) or have a projected cash at the end of the 28 days period that is over their overdraft in order for a veto to occur. This addresses the issue where a team momentarily exceeds the limit and the bank vetoes, which is overly harsh. (Taken from the forums)
So I'm 4 days into my retail game world & I'm currently -£188440k in debt Even though my overdraft limit is for 100k my projection gives me 600k+ profit in 28 days so the bank has allowed me to continually sign players on borrowed money you do get a warning asking you to lower this within 3 days by the bank but as yet i cant see any other form of punishment for being so reckless with my money
the daily mail you receive around midnight daily is slightly misleading as for the last couple of days it has said i am making an average daily profit of 28k.yet last night when i checked i made roughly 10k
wages £81.352k
Income £91.987k
so going off these figures there is no way i can lower my balance by the 90k needed within the 3 day limit If i did this in real life i would expect the bailiffs round demanding some money or goods to the value To me this opens up a way of sides in the early stages of a game world to sign either 1 big player for 180k or a few slightly cheaper ones like i have done, which again goes away from the vision that SI are giving out about the slowdown of sides pulling away at this early stage
To me this needs altering so that the limit you can go over your overdraft is your actual daily profit not a projected one But while this loophole is there my advice to everyone is grab players while you can just make sure your turning a profit,Because when the season begins you will soon get back into the black with the media & daily prize money you will receive via the federation you have joined
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